Market insights and analysis

How dynamic, risk-managed investment solutions are performing in the current market environment

3rd Quarter | 2022



Current market environment performance of dynamic, risk-managed investment solutions.

By Jerry Wagner

It’s October, and Halloween is just around the corner. But at Flexible Plan Investments (FPI), we’re always searching for the monsters in your investment portfolio.

You could say that we are the “monster slayers” of the investment industry, actively seeking to keep the vampires, zombies, and werewolves of the investment world out of your account. While our portfolio managers strive to maximize returns, they are also focused on eliminating potential return-sucking fiends lurking in the shadows.

FPI is constantly analyzing market trends with the goal of shifting your money away from the potential danger spots identified by our proprietary investment software and into more attractive investments.

In contrast, traditional buy-and-hold investing is a little like the classic horror movie scene where the monster creeps up on the unsuspecting victim.

After all, you never know when big market downturns will strike, and it can take years to recover.

You don’t have to go into the dark alone

Meeting your investment goals requires action. Even kids know that knocking on the door of a dark, quiet house is less likely to produce as much candy on Halloween as a well-decorated, lively house with the front door wide open. Likewise, it may be harder to grow your nest egg if you take a more passive path.

Our methodology is focused on seeking out the potential monsters in your portfolio and replacing them with more “good guys.” Of course, not all monsters turn out to be real. But don’t you feel better having a professional monitoring your portfolio and using a disciplined approach to seek out the best performers and avoid the worst performers?

Trying to do it yourself probably hasn’t worked out too well. In fact, in its 2022 Quantitative Analysis of Investor Behavior report, the research firm Dalbar Inc. found that in 2021, “the Average Equity Fund Investor earned more than 10% less than the S&P 500 (18.39% vs. 28.71%), which marked the 3rd largest underperformance ever observed by the QAIB study, which looks back to 1985.”

Time is as precious to kids in costumes trying to fill their bags on Halloween night as it is to bigger folks looking to retire comfortably. Investing can result in a real “trick” if you have little investing background or lack a tested system. In contrast, the “treat” of investing is the financial reward you can reap from following a systematic investment methodology.

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