About

Preparing for the non-traditional is our tradition

Dedicated to preserving and growing wealth through dynamic risk management since 1981

Flexible Plan Investments is a turnkey asset management program (TAMP) where advisers can access and combine multiple risk-managed strategies within a single account.

These fee-based separately managed accounts can provide diversified portfolios of actively managed strategies within equity, debt, and alternative asset classes on an array of different platforms. We also offer advisers the OnTarget Investing tool to help set realistic, custom benchmarks for clients and regularly measure progress, making client conversations a breeze.

We are early pioneers of separately managed accounts employing dynamic investment risk management with a team of 80+ professionals are ready to assist and save you time, including:

  • A personal support team to help you gain AUM, improve client retention, and add value to your firm.
  • Client services specialists to answer questions and assist with accounts.
  • Administrative support for your back-office needs.
Year founded
1981
Headquarters
3883 Telegraph Rd. Suite 100
Bloomfield Hills, MI 48302
Number of RIAs and
broker-dealers served
600+

“Flexible Plan will constantly be changing. We’ll constantly be innovating, because that’s what we’re committed to do. You can’t work in multiple market environments without being flexible and without being innovative. I don’t think that’ll ever change.”

Jerry Wagner — President/Founder, Flexible Plan Investments

Industry Recognition

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Disclosures
Award Date of Rating Period of Time Upon Which the Rating was Based Third Party Rating Issuer Compensation in Connection With Rating
Morningstar 2024 Top Performing Tactical-Allocation Fund Quantified STF Fund (QSTFX) 2025-01-07 00:00:00 Based on Morningstar fund data as of December 31, 2024 Morningstar No fee was paid in connection with this award.
Morningstar 2023 Top Performing Tactical-Allocation Fund Quantified STF Fund (QSTFX) 2024-01-17 00:00:00 Based on Morningstar fund data as of December 31, 2023 Morningstar No fee was paid in connection with this award.
SMArt-X Advisory Solutions 2022 Strategist of the Year 2022-03-02 00:00:00 Based on annual data for the period ending December 31, 2021 SMArtX Advisory Solutions No fee was paid in connection with this award.
Wealth Advisors Top 100 Model Portfolios & SMAs 2022 Based on annual data for the period ending December 31, 2021 The Wealth Advisor An application fee was paid in connection with this award.
Refinitiv Lipper Fund Awards 2022 Winner (Best Fund over 3 & 5 Years) - United States Quantified STF Fund (QSTF) 2022-03-10 00:00:00 Based on a 36-month performance history for the period ending November 30, 2021. Lipper Funds No fee was paid in connection with this award.
ThinkAdvisor Luminaries 2021 Executive Leadership 2021-08-16 00:00:00 Based on achievements and contributions made in the 12 to 18 months prior to the nomination deadline of May 17, 2021. ThinkAdvisor An application fee was paid in connection with this award.
Morningstar 2021 Top Performing Allocation-50% to 70% Equity Fund Quantified Pattern Recognition (QSPMX) 2022-01-14 00:00:00 Based on Morningstar fund data as of December 31, 2020. Morningstar No fee was paid in connection with this award.
Morningstar 2020 Top Performing Tactical-Allocation Fund Quantified STF Fund (QSTFX) 2021-01-14 00:00:00 Based on Morningstar fund data as of December 31, 2019. Morningstar No fee was paid in connection with this award.
Morningstar 2017 Top Performing U.S. Equity Mutual Fund (All Morningstar Equity Categories Minimum AUM $100 Million) Quantified STF Fund (QSTFX) 2018-03-13 00:00:00 Based on Morningstar fund data as of December 31, 2016. Morningstar No fee was paid in connection with this award.
Wealth Management.com 2019 Industry Awards Finalist Category Asset Managers-Separate Accounts Finalist Quantified Fee Credit (QFC) Strategies 2019-06-07 00:00:00 Approximately Q1 2018 - Q1 2019 WealthManagement.com An application fee was paid in connection with this award.
Wealth Management.com 2016 Industry Awards Category Asset Managers-Alternatives Finalist All Terrain Platform Strategies 2016-08-08 00:00:00 Approximately Q1 2015 - Q1 2016 WealthManagement.com An application fee was paid in connection with this award.
Wealth Management.com 2016 Industry Awards Category Best Socially Responsble Investing Strategies Finalist For a Better World 2016-08-08 00:00:00 Approximately Q1 2015 - Q1 2016 WealthManagement.com An application fee was paid in connection with this award.
Top Work Places - 2021 2021-11-15 00:00:00 Typically based on end-of-year data from the previous year. Detroit Free Press/Energage No fee was paid in connection with this award.
Top Work Places - 2013 2013-11-22 00:00:00 Typically based on end-of-year data from the previous year. Detroit Free Press/Energage No fee was paid in connection with this award.
Top Work Places - 2012 2012-11-19 00:00:00 Typically based on end-of-year data from the previous year. Detroit Free Press/Energage No fee was paid in connection with this award.
Top Work Places - 2011 2011-11-14 00:00:00 Typically based on end-of-year data from the previous year. Detroit Free Press/Energage No fee was paid in connection with this award.
Inc. 500/5000 Award 2015-08-25 00:00:00 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Inc. 500/5000 Award 2014 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Inc. 500/5000 Award 2013 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Inc. 500/5000 Award 1995 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Inc. 500/5000 Award 1994 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Inc. 500/5000 Award 1993 Based on a company's total revenue growth over a previous three-year period. Inc. Magazine An application fee was paid in connection with this award.
Financial Times 300: Top Registered Investment Advisers 2015-06-18 00:00:00 Primarily used asset and growth data from the 2014 calendar year, along with other criteria. Financial Times No fee was paid in connection with this award.

History of Innovation

1969

Jerry Wagner begins developing arbitrage, futures, and market timing software

1970

Jerry Wagner creates and co-manages a hedge fund for Lexi-tech Associates, one of the first in the Midwest

1981

Flexible Plan Investments, Ltd. (FPI) is established as registered investment adviser

1987

Flexible Plan Investments moved from Jerry Wagner’s house and into its first office space.

1989

Flexible Plan Investments moves to its current location in Bloomfield Hills.

1989

Jerry Wagner is founding member of the Society of Asset Allocators and Fund Timers (SAAFTI), known today as the National Association of Active Investment Managers (NAAIM)

1995

FPI opens its first accounts using the Evolution methodology

1998

FPI opens Strategic Solutions, its mutual fund wrap program, making multi-strategy diversification possible in a single account.

For A Better World, a suitability-based ESG portfolio is launched.

2004

FPI launches its first subadvised mutual funds, for use in its portfolios

2005

FPI introduces 401(k) separately managed accounts

2007

The OnTarget Investing process is created to help manage and monitor clients’ expectations using a custom investment benchmark

2008-2014

Named a Top Money Manager by Crain’s Business Detroit

2009

NAAIM launches the Wagner Award, a research paper competition designed to expand awareness of active investment management techniques.

2011

FPI launches Faith Focused Investing, a Christian-based investment strategy

2013

FPI becomes subadviser of the Quantified mutual funds and the first-ever gold bullion mutual fund (QGLDX)

2014-2015

FPI recognized as Financial Times 300 Top advisers

2016, 2019

FPI is named a finalist in Wealthmanagement.com awards

2017

Quantified STF Fund (QSTFX) receives Morningstar’s top performing equity fund award

2018

QFC Strategies are launched for a low-cost solution to a dynamic risk-managed portfolio

2019

Risk-managed, multi-strategy turnkey core and explore investment solutions are launched

2020

Morningstar names the Quantified STF Fund (QSTFX) the 2020 top-performing tactical-allocation fund.

Disclosure:
The Morningstar award was given by Morningstar on January 14, 2022 (for 2021 based on Morningstar fund data as of December 31, 2020); January 14, 2021 (for 2020 based on Morningstar fund data as of December 31, 2019; March 13, 2018 (for 2017 based on Morningstar fund data as of December 31, 2016). No fee was paid in connection with this award.
The WealthManagement.com Industry Award finalist designation was given by WealthManagement.com on June 7, 2019 (for 2019) and August 8, 2016 (for 2016). The WealthManagement.com Industry Awards were judged by a panel of 14 industry leaders. Winners were selected based on quantitative measures of their initiatives—such as scope, scale, adoption, and feature set—along with qualitative measures such as innovation, creativity, and new methods of delivery. An application fee was paid in connection with this award.
The 300 Top Registered Investment Advisers award was given by the Financial Times based on assets under management (AUM), AUM growth rate, years in existence, SEC compliance record, professional industry certifications, and online accessibility. No fee was paid in connection with this award.