Jerry C. Wagner, a former tax and securities attorney, recognized early on that technology and hedge fund techniques could be applied to help individuals successfully invest while managing their downside risk. After spending time pioneering new techniques in market analysis, designing quantitative methodologies, and managing investment portfolios, Mr. Wagner founded Flexible Plan Investments in February 1981.
Mr. Wagner is also a founding member of the National Association of Active Investment Managers (NAAIM), a nonprofit association of registered investment advisors who use dynamic or tactical asset-allocation strategies to manage over $30 billion in assets invested in mutual funds, ETFs, and annuities. Previously serving as director, chairman, president, and vice president, Mr. Wagner drafted the organization's code of ethics, was a co-author of their performance measurement standards, and has chaired their mutual funds and public relations committees.
With over 40 years’ experience in the industry, Mr. Wagner has written numerous articles and white papers on the merits of active investing. He has been featured in Financial Planning magazine, Financial Advisor Magazine, the Journal of Investing, and other financial publications.
Mr. Wagner earned his bachelor’s degree in political science and an MBA in industrial relations from Michigan State University, and his J.D. from the University of Michigan. He is a member of the State Bar of Michigan.
Renée Toth, Executive Vice President of Flexible Plan Investments, Ltd., is a graduate of the University of Michigan, where she earned her Bachelor of Arts degree (1990). Her responsibilities include oversight of all company Operations, Sales and Marketing efforts, as well as implementing trading strategies between the Research and Client Services Departments and maintaining service/trading guidelines among the over three dozen custodial platforms where Flexible Plan client assets are invested.
Since joining Flexible Plan in 1991, Ms. Toth has helped develop administrative systems and investment products with scores of mutual fund and insurance companies, trust companies, and qualified plan providers to promote a common ground in the active management industry. Ms. Toth has served on the Board of Directors of the National Association of Active Investment Managers (NAAIM), holding the offices of Director, Secretary, Vice President, President and Chairperson.
Jeff Ingalsbe is tasked with overseeing the company’s executive committee initiatives and directives. He is an experienced information technology (IT) and cybersecurity leader within the automotive, academic, and financial-services industries. As the chief information officer at Flexible Plan Investments, Ltd. (FPI), he oversees all aspects of IT to ensure that it promotes the success of the business. He is responsible for devising the company’s IT strategy and ensuring that all systems necessary to support its operations and objectives are in place. In addition, as the chief information security officer at FPI, he leads the firm's efforts to address risk by developing and deploying policies, processes, and technologies, and by engaging employees and business partners in sound cybersecurity practices.
Before joining FPI, Mr. Ingalsbe was an assistant professor and chair of the Computer Information Systems and Information Assurance Department at the University of Detroit Mercy. He has also served as director of the Center for Cyber Security and Intelligence Studies, where he coordinated cybersecurity strategy efforts with government entities, other universities, law enforcement agencies, and industry entities. Mr. Ingalsbe also spent 14 years at Ford Motor Company, where he held a variety of IT and security-related positions. He led complex threat-modeling efforts on strategically important enterprise initiatives, managed research for directors and VPs, and represented Ford on U.S. Department of Homeland Security national working groups.
Sean Burke earned his BA in Business Administration and Sport Management from Aquinas College (2003). He holds a JD (2011) and LL.M. in Taxation (2012) from Western Michigan University Cooley Law School. Sean joined Flexible Plan Investments, Ltd. in November of 2018. Prior to joining Flexible Plan, he was an associate attorney for a small general practice law firm in Novi, Michigan.
Rukshan Fernando is responsible for all accounting and financial reporting at Flexible Plan Investments (FPI). Mr. Fernando has been part of the FPI family for more than 20 years. Before serving as FPI’s chief financial officer, he worked in various other roles at FPI, including head of the Trading department. He has a bachelor’s degree in Finance from Walsh College.
Jason Teed is responsible for the daily calculation of mutual fund trades, optimization of trading system models, development and verification of new algorithmic trading methodologies (up to and through completion and actual trading), proprietary asset-allocation design and testing, walk-forward optimization design and utilization, and fiduciary communication with clients.
Melissa Karas is responsible for creating and implementing marketing strategies, programs, and communications that further Flexible Plan Investments’ (FPI) reputation as a trusted partner in wealth management. This includes developing and coordinating marketing campaigns, social and traditional media communications, events, and cross-departmental projects to promote FPI products and services to the independent broker-dealer and registered investment adviser community.
Ms. Karas has been a part of the FPI family since 2011. She is a graduate of Michigan State University, where she earned a Bachelor of Arts degree in communication with an emphasis on organizational communication, a minor in public relations, and a business cognate. (Go green!)
Michelle Higgins earned her MBA in Strategic Management from Davenport University (2010) and her BA in Business Management from Detroit College of Business (1999). Michelle is responsible for planning and directing the operations department at Flexible Plan. She has 20 years of experience in financial services operations. Prior to joining Flexible Plan, Michelle was with Morgan Stanley Smith Barney. She has previously held FINRA Series 7 & 66 licenses. Michelle has held management positions with several bank trust departments in Michigan. She joined Flexible Plan in 2011.
Jacob has been part of the Flexible Plan team since 2011.
Eryn has been part of the Flexible Plan team since 2021.
Timothy Hanna is responsible for performing applied economic and quantitative research for Flexible Plan Investment’s strategies and mutual funds. He reviews new and existing strategies, ensuring that algorithms perform within expectations, providing modifications to achieve best execution and efficient i+mplementation. Mr. Hanna has a bachelor’s degree in accounting from Wayne State University and a master’s degree in finance from Walsh College. He holds the designations of Chartered Financial Analyst (CFA) and Certified Fixed-Income Practitioner (CFIP).
Before joining Flexible Plan Investments, he was an institutional fixed-income manager at Multi-Bank Securities and previously a derivatives trader.
Kenneth has been part of the Flexible Plan team since 2022.
Sherry has been part of the Flexible Plan family since 1996.
Laurie has been part of the Flexible Plan team since 1993. Contact Laurie if you have service or billing questions about your existing client accounts.
Kevin has been part of the FPI family since 2011.
Carol has been part of the Flexible Plan family since 2014.
Greg has been part of the Flexible Plan team since 2011.
Barb has been part of the Flexible Plan team since 2000. Contact Barb for answers on investment platforms and their required paperwork for new clients accounts.
Adam has been part of the FPI family since 2021.
Charlie has been part of the Flexible Plan family since 2011.
Mara has been part of the Flexible Plan family since 1992.
Jennifer has been part of the Flexible Plan team since 2005. Contact her for assistance with broker-dealer changes, commission reports, third-party software download requests, or strategy changes.
With more than 20 years at Flexible Plan Investments, Rocky Fernando has an extensive overall knowledge of investment research and company functions. He is primarily responsible for handling reconciliations of GIPS compliance data and internal strategy-related data requests.
Daniel Poppe reviews and monitors Flexible Plan’s investment strategies and proposes modifications when necessary to pursue optimal performance. He also aids in the creation of new investment strategies and conducts the research required to do so. He conducts data analysis and quantitative testing to answer research inquiries as they arise. Mr. Poppe holds a bachelor’s degree in finance and a bachelor’s degree in business economics from Oakland University.
Gayan Nagoda is responsible for the development and programming of Flexible Plan Investments’ proprietary algorithms, applications, historical financial data tools, advisor tools, and weekly Market Hotline. He uses the latest programming languages, development tools, software, and open mathematical financial libraries to program risk-management models. He has a degree in software engineering from the National Institute of Business Management–Sri Lanka and has a more than 10 years’ experience in software development.
Sam Sheeran reviews and monitors Flexible Plan’s investment strategies and proposes modifications when necessary to pursue optimal performance. He also aids in the creation of new investment strategies and conducts the research required to do so. He conducts data analysis and quantitative testing to answer research inquiries as they arise. Mr. Sheeran holds a bachelor’s degree in business administration with a major in finance and minors in accounting, economics, and business administration from Western Michigan University.
Blake Eads reviews and monitors Flexible Plan’s investment strategies and proposes modifications when necessary to pursue optimal performance. He also aids in the creation of new investment strategies and conducts the research required to do so. He conducts data analysis and quantitative testing to answer research inquiries as they arise. Mr. Eads holds a bachelor’s degree in business administration with a major in finance and a minor in accounting from Central Michigan University.
Joshua Sexton has over 5 years of experience in mitigating and monitoring cybercrime. He has a master’s degree in information assurance. He reviews reports of cyberattacks and information breaches, identifying which pose a legitimate risk to our firm and other financial professionals.
Caleb works to build a durable and agile cybersecurity plan that can adapt to changes in the digital landscape. With experience at a certain government agency dedicated to the information security of all Americans, Caleb helps develop and maintain FPI’s cybersecurity infrastructure to prepare for ransomware and other threats to the firm.