SDBA strategy using Advisor Class Shares

FlexPlan Strategic

One turnkey strategy bringing institutional-grade investing, dynamic risk management, and professional oversight to your clients’ self-directed brokerage accounts (SDBAs)—available only from Flexible Plan Investments.

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Help clients make the most of their retirement savings

FlexPlan Strategic offers financial advisers a way to actively manage self-directed brokerage accounts (SDBAs), providing professional oversight, risk control, and diversified fund exposure to help clients stay invested with confidence.

Actively managed allocation
Reallocates quarterly to respond to market conditions.
Dynamic risk management
Funds are tactically adjusted within the strategy.
Enhanced diversification
Includes equity, income-focused, and managed futures exposure designed to increase portfolio resilience.
Exclusive advisor class shares
Available only to professional advisers.
Low minimum investment
$25,000 minimum at Fidelity and Schwab.
Learn more

Why advisers choose FlexPlan Strategic

Expand your services with a turnkey solution at a lower entry point
Offer institutional-grade management on workplace retirement accounts as low as $25,000 at Fidelity BrokerageLink and Schwab SDBA.
Retain client assets longer
Manage SDBA accounts before rollovers, giving clients more time to benefit from professional guidance.
Enhance client experience with active management
—Providing professional oversight and risk management can help clients feel more confident in their retirement investments, strengthening engagement and trust.

What it means for clients

Institutional-level management
Gives clients access to the same investment approaches used by high-net-worth investors, institutions, and foundations, providing more tools and professional guidance to support their retirement goals.
More investment options
Go beyond core funds and target-date strategies.
Multiple levels of dynamic risk management
We manage risk within each actively managed Quantified Fund, across funds used in each QFC strategy, and between the QFC strategies.
No direct advisory or management fees
Affiliated fund credits help reduce costs

How it works

FlexPlan Strategic invests in a diversified mix of actively managed funds to enhance portfolio stability and long-term growth potential.

Diversified fund selection

The strategy allocates among four actively managed Quantified Funds:

Risk-managed allocation

Portfolios are dynamically adjusted using:

  • Proprietary mean-variance optimization to balance risk and return.
  • Tactical risk management at the fund and strategy level to enhance stability.
  • Quarterly reallocation to capitalize on evolving market conditions.

Explore the investment strategy

Download fact sheet

Meet the portfolio managers

FPI Research Team

Learn about the underlying funds

Fund details

QCGAX

QSTAX

QETAX

QBDAX

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Investor share class options

About Flexible Plan Investments, Ltd.

Flexible Plan Investments (FPI) has been offering financial advisers and their clients access to the latest in risk-managed investment solutions for over 40 years. The firm has been recognized for excellence in investment management and customer service. FPI is a leader and innovator in the creation of dynamically risk-managed investment strategies, helping investors achieve competitive returns, while working to reduce investment risk.

Disclosures

The Quantified Funds (Advisor Class shares) are used by Flexible Plan as the sole building blocks for the Flexible Plan Self Directed Brokerage Account (SDBA) FlexPlan Strategic strategy. Flexible Plan Investments is the subadvisor to the Quantified Funds, for which it receives a subadvisory fee that varies by fund utilized. The total expense ratio for each fund consists of management fees, operating expenses, and distribution fees - see each fund's prospectus for complete expense details.

Flexible Plan acts as the agent for the Fund Distributor in remitting Marketing fees from the Advisor Class to the client's broker/dealer firm. Total annual compensation to broker/dealers is 0.75%, consisting of 0.15% from combined advisory and subadvisory fees and 0.60% in marketing fees paid on behalf of the Distributor. These fees fully offset Flexible Plan's strategy management fees, with no additional advisory fees charged directly to clients or investments under the investment management agreement. A revenue sharing arrangement exists whereby Flexible Plan receives compensation for subadvisory services and shares distribution fees.

Note that broker/dealer will be paid a fee of 0.75% per annum, for the duration of your investment and it will continue regardless of strategy performance or market conditions. Other SDBA strategies using different share classes are available that may have lower overall costs (typically 0.25%-0.50% less annually) and lower broker/dealer compensation, creating a potential conflict between client costs and advisor compensation. Since FlexPlan Strategic is only available using Advisor Class shares, investors and their representatives should evaluate whether the strategy's asset class focus, methodology, features, and benefits better serve the investor's interests compared to lower-cost alternatives.

The subadvisory fees Flexible Plan receives vary by fund: - see each fund's prospectus for complete expense details. Since FlexPlan Strategic's allocation among funds changes quarterly based on the strategy's proprietary algorithm, Flexible Plan's total compensation will vary depending on which funds are selected. This creates a potential conflict as Flexible Plan could receive higher compensation when the strategy allocates more assets to funds paying higher subadvisory fees. To mitigate this conflict, fund selection and allocation decisions are made solely according to the strategy's predetermined quantitative methodology without consideration of fee differentials

This disclosure is an integral part of all strategy materials. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. Investment involves risk of loss including principal. See Form ADV Part 2A and Form CRS for complete risk disclosures and conflict of interest discussion. A list of all recommendations made within the immediately preceding twelve months is available upon request.

There is no guarantee that any investment strategy will generate a profit or prevent a loss. There is no guarantee the Funds will achieve their investment objectives.

Investing in mutual funds involves risk, including loss of principal. For risks specific to each of the Funds, please read the prospectus.

An investor should consider the investment objectives, risks, charges, and expenses of the Funds carefully before investing. This and other information can be found in the Fund prospectus and should be read carefully prior to investing. To obtain a prospectus, please call 855-747-9555.

High portfolio turnover may result in higher transaction costs and higher taxes when fund shares are held in a taxable (non-qualified) account. Such costs are not reflected in annual fund operating expenses and may affect the Fund's performance.

Risks specific to investing in the Quantified STF Fund include risks of active and frequent trading and aggressive investment techniques, convertible bond risk, counterparty and credit risks, Depositary Receipt risk, risks involved in using derivatives, options, futures, forward and swap contracts, hedging and leverage risks, equity securities, small to mid-capitalized companies risk, preferred stock risk, foreign securities risk, holding cash risk, interest rate risk, limited history of operations risk, lower quality debt-securities risk, non-diversification risk, MLP (Master Limited Partnership) risk, REIT (Real Estate Investment Trust) risk, risks of investing in other investment companies risk, shorting risk, and risk of Subadviser's Investment Strategy.

Risks specific to investing in the Quantified Managed Income Fund include: Subadvisor’s Investment Strategy Risk, Active and Frequent Trading Risk, Aggressive Investment Techniques, Counterparty Risk, Credit Risk, Derivatives Risk (including hedging and swap risk), Equity Securities Risk, Interest Rate, Risk, Leverage Risk, Lower-Quality Securities Risk, No History of Operations Risk, Risks of investing in Other Investment Companies (ETFS and mutual funds),and Small- and Mid- Capitalization Companies Risk.

Risks specific to investing in the Quantified Eckhardt Managed Futures Strategy Fund include: Subadviser's Investment Strategy Risk, Active and Frequent Trading Risk, Aggressive Investment Techniques Risk, Asset-Backed Securities Risk, Commodity Risk, Convertible Bond Risk, Counterparty Risk, Credit Risk, Derivatives Risk Generally, Equity Securities Risk, Futures Contracts Risk, Foreign Securities Risk, Interest Rate Risk, Inverse Risk, Leverage Risk, Lower-Quality Debt Securities Risk, Market Risk, No History of Operations Risk, Non-Diversification Risk, Prepayment Risk and Mortgage-Backed Securities Risk, Risks of Investing in Other Investment Companies and Commodity Pools, Swaps Risk, Taxation Risk, Turnover Risk, U.S. Government Securities Risk, and Wholly Owned Subsidiary Risk. For complete details regarding the risks and expenses of the Fund, please refer to the prospectus.

Risks specific to investing in the Quantified Common Ground Fund include: Subadvisor’s Investment Strategy Risk, Active and Frequent Trading Risk, Aggressive Investment Techniques, Counterparty Risk, Credit Risk, Derivatives Risk (including hedging and swap risk), Equity Securities Risk, Interest Rate, Risk, Leverage Risk, Lower-Quality Securities Risk, No History of Operations Risk, Risks of investing in Other Investment Companies (ETFS and mutual funds),and Small- and Mid- Capitalization Companies Risk.

The returns on a portfolio consisting primarily of Socially Responsible Investing (“SRI”) and/or Faith Focused Investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because SRI and Faith Focused Investment criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

Diversification does not guarantee a profit or protect against loss in a declining financial market.

Flexible Plan Investments, Ltd. serves as subadvisor to the Quantified Funds, distributed by Ceros Financial Services, Inc. (Member FINRA/SIPC). Flexible Plan Investments, Ltd. and Ceros are not affiliated.

Advisors Preferred, LLC serves as investment advisor to the Quantified Funds. Advisors Preferred is a commonly held affiliate of Ceros. Gemini Fund Services is the transfer agent to the Funds and is not affiliated with the advisor, subadvisor or distributor.

Flexible Plan Investments

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PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
Inherent in any investment is the potential for loss as well as the potential for gain. A list of all recommendations made within the immediately preceding year is available upon written request. Please read Flexible Plan Investments’ Brochure Form ADV Part 2A and Form CRS carefully before investing.

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